About Us







How We Started

Ruby J. Nethercutt started Mid East Acceptance over 40 years ago to serve Eastern NC with a small loan company along with sales finance services. She has brought her family into the business to continue the tradition of serving their community with an honest option for borrowing money.

Deep Industry Knowledge

Ruby J. Nethercutt has been in the finance business for over fifty years. Throughout her years of service, she's helped thousands of individuals, families, and small businesses with financial services in Eastern NC.

Our Vision

To empower individuals, families, and small businesses in Eastern North Carolina with financial tools, trusted guidance, and a commitment to lasting relationships — creating stronger communities and successful futures for all. We strive to be your go-to personal and auto loan agency.





Loading...