Information We Collect When You Browse Our Website

We do not access information about your identity while you browse our website. Although we collect information about the date, time and area of our website that you visited, you remain anonymous to us. Only if you decide to apply for a loan with us, do we collect any personally identifying information about you.

Your Information

We take our clients’ financial privacy very seriously. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your non-public personal information.

Legal

In order to qualify for an auto loan, the minimum requirements are that you be a U.S. resident, be at least 18 years of age, and have a consistent source of income. To help the government fight the funding of terrorism and money laundering activities, U.S. Federal law requires financial institutions to obtain, verify, and record information that identifies each person (individuals and businesses) who open an account. What this means for you: When you open an account we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your drivers license or other identifying documents.

The federal Equal Credit Opportunity Act prohibits creditors from discrimination against credit applications on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract), because all or part of the applicant’s income derives from any public assistance program, or because the applicant has in good faith exercised any rights under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is the Federal Reserve Bank of Atlanta, 104 Marietta St. NW Atlanta, GA 30303.